Plan Snapshot
- Plan Sponsor: Cape Physicians Associates, PA
- Sponsor EIN: 223172481
- Sponsor Address: 11 VILLAGE DRIVE, CAPE MAY COURT HOUSE, NJ, 08210
- Plan Type: 401(k)
- Total Participants: 225
- Total Assets: $19.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 225 | $19.1M | $662,279 | $1.3M |
| 2023 | 206 | $17.0M | $593,718 | $1.2M |
| 2022 | 194 | $13.9M | $561,095 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORD KEEPER | $28,700 | — | $28,700 |
| UBS FINANCIAL SERVICES | CONSULTANT | $15,626 | — | $15,626 |
| ERNST & YOUNG LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORD KEEPER
- UBS FINANCIAL SERVICES — CONSULTANT
- ERNST & YOUNG LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $44,326
- Estimated Expense Ratio: 0.232% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $44,326 | $15,626 | — | — | — |
| 2023 | $41,720 | $15,058 | — | — | — |
| 2022 | $44,014 | $19,235 | — | — | — |