Plan Snapshot
- Plan Sponsor: California Association Of Winegrape Growers
- Sponsor EIN: 942292593
- Sponsor Address: 1121 L STREET SUITE 304, SACRAMENTO, IA, 95814
- Plan Type: 401(k)
- Total Participants: 1,508
- Total Assets: $20.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,508 | $20.0M | $469,540 | $1.8M |
| 2023 | 1,066 | $22.9M | $568,781 | $1.9M |
| 2022 | 1,004 | $18.4M | $492,332 | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $70,633 | — | $70,633 |
| GLOBAL RETIREMENT PARTNERS LLC | Investment Advisor | $34,178 | — | $34,178 |
| PENTEGRA SERVICES, INC. | Other Service Provider | $20,428 | — | $20,428 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $12,288 | — | $12,288 |
| THE FINWAY GROUP | Other Service Provider | $9,124 | — | $9,124 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $146,651
- Estimated Expense Ratio: 0.734% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $63,314 | — | $134,784 | — | — |
| 2023 | $119,168 | — | $119,168 | — | — |
| 2022 | $124,394 | — | $116,889 | — | — |