Plan Snapshot
- Plan Sponsor: Boch Enterprises
- Sponsor EIN: 042050016
- Sponsor Address: 111 MORSE STREET, NORWOOD, MA, 02062
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 278
- Total Assets: $49.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 278 | $49.1M | $0 | $0 |
| 2024 | 187 | $42.3M | $1.2M | $1.7M |
| 2023 | 193 | $37.9M | $1.1M | $1.7M |
| 2022 | 182 | $31.4M | $996,723 | $1.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $76,987 | — | $76,987 |
| MML INVESTORS SERVICES LLC | Investment Advisor | — | $39,057 | $39,057 |
| JOHN T. MILES, JR. | Other Service Provider | $30,775 | — | $30,775 |
| ENVESTNET RETIREMENT SOLUTIONS, LLC | Investment Advisor | $12,805 | — | $12,805 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $9,766 | — | $9,766 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $169,390
- Estimated Expense Ratio: 0.345% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,464,639 | $22,571 | — | — | — |
| 2024 | $118,422 | $12,804 | — | — | — |
| 2023 | $69,588 | $10,817 | — | — | — |
| 2022 | $101,168 | $33,420 | $67,748 | — | — |