Plan Snapshot
- Plan Sponsor: Board Trustees Worc Plumbers & Pipefitters Local Union 4 Annuity Fund
- Sponsor EIN: 046069434
- Sponsor Address: PO BOX 5817, WALLINGFORD, CT, 06492
- Plan Type: DC
- Total Participants: 311
- Total Assets: $57.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 311 | $57.7M | $2.6M | $0 |
| 2023 | 307 | $50.4M | $2.6M | $0 |
| 2022 | 286 | $41.6M | $2.2M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NOVAK FRANCELLA, LLC | Auditor | $11,450 | — | $11,450 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- NOVAK FRANCELLA, LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $11,450
- Estimated Expense Ratio: 0.020% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $151,734 | $25,000 | $24,720 | $11,450 | — |
| 2023 | $135,616 | $25,000 | $24,720 | $11,100 | — |
| 2022 | $130,242 | $57,650 | $24,720 | — | $27,606 |