Plan Snapshot
- Plan Sponsor: Board Of Trustees-Smart Local 265 Supp Ret Svgs Plan
- Sponsor EIN: 363911499
- Sponsor Address: 3110 WOODCREEK DR., DOWNERS GROVE, IL, 605155411
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 2,490
- Total Assets: $378.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,490 | $378.0M | $21.4M | $837,594 |
| 2023 | 2,467 | $346.5M | $21.4M | $725,166 |
| 2022 | 2,480 | $302.4M | $20.8M | $531,662 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN HANCOCK RETIREMENT PLAN SERVIC | Recordkeeper | $149,897 | — | $149,897 |
| BAUM SIGMAN ETAL | Other Service Provider | $83,644 | — | $83,644 |
| DENISE BINGHAM | Other Service Provider | $47,827 | — | $47,827 |
| KATIE EBY | Other Service Provider | $47,052 | — | $47,052 |
| CALIBRE CPA GROUP, PLLC | Auditor | $46,410 | — | $46,410 |
| BRIDGEWAY BENEFIT TECHNOLOGIES | Other Service Provider | $25,250 | — | $25,250 |
| THE SEGAL COMPANY | Other Service Provider | $15,607 | — | $15,607 |
| SEGAL SELECT INS. SERVICES | Other Service Provider | — | $6,032 | $6,032 |
| MORGAN STANLEY SMITH BARNEY | Other Service Provider | $5,000 | — | $5,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN HANCOCK RETIREMENT PLAN SERVIC — Recordkeeper
- CALIBRE CPA GROUP, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $426,719
- Estimated Expense Ratio: 0.113% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $622,152 | $5,000 | $149,897 | $18,500 | — |
| 2023 | $540,903 | $5,000 | $150,361 | $17,500 | — |
| 2022 | $529,325 | $5,000 | $150,269 | — | $114,043 |