Plan Snapshot
- Plan Sponsor: Board Of Trustees Plumbers Welfare Fund
- Sponsor EIN: 256034931
- Sponsor Address: 232 WISE ROAD SUITE 220, HARMONY, PA, 16037
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 623
- Total Assets: $32.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 623 | $32.3M | $13.5M | $1.2M |
| 2023 | 587 | $29.1M | $12.3M | $1.2M |
| 2022 | 547 | $27.0M | $12.3M | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CDS ADMINISTRATORS | Other Service Provider | $111,100 | — | $111,100 |
| CLARITY RX | Other Service Provider | $70,315 | — | $70,315 |
| PNC BANK | Other Service Provider | $53,145 | — | $53,145 |
| WEX HEALTH | Other Service Provider | $36,801 | — | $36,801 |
| COWDEN ASSOCIATES | Recordkeeper | $16,945 | — | $16,945 |
| JUBELIRER PASS & INTRIERI P.C. | Other Service Provider | $14,720 | — | $14,720 |
| ARMSRX | Other Service Provider | $10,500 | — | $10,500 |
| CYPHER & CYPHER | Other Service Provider | $10,065 | — | $10,065 |
| SEGAL MARCO ADVISORS | Other Service Provider | $8,500 | — | $8,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- COWDEN ASSOCIATES — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $332,091
- Estimated Expense Ratio: 1.029% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $534,608 | $8,500 | $111,100 | $10,065 | — |
| 2023 | $515,321 | $10,625 | $107,258 | $9,629 | — |
| 2022 | $499,727 | $41,098 | $104,867 | — | $158,315 |