Plan Snapshot
- Plan Sponsor: Joint Board Of Trusteess
- Sponsor EIN: 731641436
- Sponsor Address: P.O. BOX 946, GRANGER, IN, 46530
- Plan Type: 401(k)
- Total Participants: 69
- Total Assets: $11.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 69 | $11.5M | $202,900 | $324,907 |
| 2023 | 75 | $11.2M | $179,292 | $285,151 |
| 2022 | 81 | $9.6M | $181,815 | $241,846 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| KAPTEIN DYKSTRA & COMPANY | Auditor | $20,752 | — | $20,752 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $20,752
- Estimated Expense Ratio: 0.180% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $65,643 | $10,383 | $34,508 | $20,752 | — |
| 2023 | $52,058 | — | $42,558 | $9,500 | — |
| 2022 | $64,699 | — | $34,032 | — | $30,667 |