Plan Snapshot
- Plan Sponsor: Credit Union Consortium
- Sponsor EIN: 824121530
- Sponsor Address: 111 MONUMENT CIRCLE, INDIANAPOLIS, IN, 46204
- Plan Type: 401(k)
- Plan Number: 601
- Total Participants: 3,348
- Total Assets: $34.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 3,348 | $34.4M | $0 | $0 |
| 2024 | 3,666 | $32.3M | $51.7M | $164,385 |
| 2023 | 3,615 | $31.0M | $49.5M | $130,001 |
| 2022 | 3,580 | $30.7M | $48.4M | $214,637 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. | Recordkeeper | $3,009,741 | $7,203 | $3,016,944 |
| ICUL SERVICES CORPORATION | Other Service Provider | $853,175 | — | $853,175 |
| CVS HEALTH | Other Service Provider | $429,422 | — | $429,422 |
| LHD BENEFIT ADVISORS | Investment Advisor | $400,031 | — | $400,031 |
| EMPLOYERS HEALTH | Other Service Provider | $111,090 | — | $111,090 |
| CURALINC, LLC | Other Service Provider | $63,232 | — | $63,232 |
| INDIANA CREDIT UNION LEAGUE | Other Service Provider | $59,802 | — | $59,802 |
| BOSE, MCKINNEY, & EVANS, LLP | ERISA Attorney | $46,602 | — | $46,602 |
| RSC INSURANCE BROKERAGE | Other Service Provider | $27,476 | — | $27,476 |
| KENTUCKY CREDIT UNION LEAGUE | Other Service Provider | $25,008 | — | $25,008 |
| MARKSNELSON ADVISORY LLC | Other Service Provider | $23,470 | — | $23,470 |
| BRADY, WARE AND SCHOENFELD | Auditor | $22,890 | — | $22,890 |
| STIFEL, NICOLAUS & COMPANY, INC. | Investment Advisor | $17,265 | — | $17,265 |
| THE HOWARD E NYHART COMPANY, INC | Actuary | $6,200 | — | $6,200 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $5,102,607
- Estimated Expense Ratio: 14.814% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $48,107,474 | $17,265 | $3,601,937 | $22,890 | — |
| 2024 | $4,299,822 | $16,033 | $3,853,314 | $20,220 | — |
| 2023 | $4,018,665 | $13,150 | $3,399,767 | — | — |
| 2022 | $3,543,526 | — | $3,166,854 | — | $510,708 |