Plan Snapshot
- Plan Sponsor: Board Of Trustees Of The Steamfitters Local 439 Health & Welfare Fund
- Sponsor EIN: 371196886
- Sponsor Address: 1220 DONALD BAILEY DR, CASEYVILLE, IL, 622322086
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 120
- Total Assets: $9.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 120 | $9.5M | $2.9M | $245,236 |
| 2023 | 123 | $8.5M | $3.0M | $246,689 |
| 2022 | 118 | $8.1M | $2.3M | $246,222 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CITIZENS RX LLC | Other Service Provider | $201,376 | — | $201,376 |
| MERITAIN HEALTH | Other Service Provider | $101,264 | — | $101,264 |
| MARSH & MCLENNAN AGENCY | Investment Advisor | $6,174 | $38,923 | $45,097 |
| STEAMFITTERS LOCAL 439 | Other Service Provider | $35,444 | — | $35,444 |
| EKON BENEFITS | Other Service Provider | $35,000 | — | $35,000 |
| ANDERS MINKLER HUBER & HELM LLP | Auditor | $23,775 | — | $23,775 |
| US BANK | Recordkeeper | $22,485 | — | $22,485 |
| H&H HEALTH ASSOCIATES | Other Service Provider | $21,311 | — | $21,311 |
| BUFFI GASS | Other Service Provider | $6,000 | — | $6,000 |
| HAMMOND AND SHINNERS, P.C. | Other Service Provider | $5,394 | — | $5,394 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MARSH & MCLENNAN AGENCY — Investment Advisor
- ANDERS MINKLER HUBER & HELM LLP — Auditor
- US BANK — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $497,146
- Estimated Expense Ratio: 5.260% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $259,284 | $22,485 | $128,988 | $23,775 | — |
| 2023 | $275,009 | $21,124 | $155,151 | $23,772 | — |
| 2022 | $270,823 | $24,642 | $116,573 | — | $63,064 |