Plan Snapshot
- Plan Sponsor: Bps Local 91 Pension Fund
- Sponsor EIN: 630437949
- Sponsor Address: 3648 9TH AVEUE, N, BIRMINGHAM, AL, 35222
- Plan Type: DB
- Total Participants: 389
- Total Assets: $31.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 389 | $31.2M | $0 | $2.1M |
| 2023 | 353 | $28.4M | $1.8M | $0 |
| 2022 | 309 | $27.1M | $1.9M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE SEGAL COMPANY | NONE | $61,385 | — | $61,385 |
| REGIONS | NONE | $33,542 | — | $33,542 |
| STANDARD VALUATIONS | NONE | $30,000 | — | $30,000 |
| DENT MOSES, LLP | Auditor | $19,875 | — | $19,875 |
| POTTER BRYANT & MOORE PC | NONE | $19,875 | — | $19,875 |
| ABBEY SKIPPER | EMPLOYEE | $17,618 | — | $17,618 |
| NEWTOWER TRUST COMPANY | NONE | $17,153 | — | $17,153 |
| QUINN CONNOR WEAVER DAVIES & ROUCO | NONE | $14,588 | — | $14,588 |
| AMBER RAGSDALE | EMPLOYEE | $14,251 | — | $14,251 |
| HORIZON ACTUARIAL SERVICES | Other Service Provider | $13,833 | — | $13,833 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- DENT MOSES, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $242,120
- Estimated Expense Ratio: 0.777% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $355,246 | $80,695 | — | $19,875 | — |
| 2023 | $349,042 | $102,718 | — | $19,875 | — |
| 2022 | $316,705 | $97,727 | — | — | $96,145 |