Plan Snapshot
- Plan Sponsor: Board Of Trustees, Northern California Bakery &
- Sponsor EIN: 946203695
- Sponsor Address: 1141 HARBOR BAY PKWY STE 100, ALAMEDA, CA, 94502
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 1,335
- Total Assets: $29.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,335 | $29.7M | $23.9M | $621,617 |
| 2023 | 1,212 | $26.4M | $23.1M | $663,956 |
| 2022 | 1,269 | $24.1M | $21.1M | $695,145 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LABOR FIRST, LLC | Other Service Provider | $1,116,303 | — | $1,116,303 |
| ZENITH AMERICAN SOLUTIONS, INC. | Other Service Provider | $362,860 | — | $362,860 |
| ANTHEM BLUE CROSS | Other Service Provider | $336,141 | — | $336,141 |
| ZELIS CLAIMS INTEGRITY, LLC | Other Service Provider | $270,477 | — | $270,477 |
| DELTA DENTAL OF CALIFORNIA | Other Service Provider | $116,962 | — | $116,962 |
| MILLER KAPLAN ARASE LLP | Auditor | $77,215 | — | $77,215 |
| HEALTHLINX | Other Service Provider | $63,000 | — | $63,000 |
| INNOVATIVE COST MANAGEMENT | Other Service Provider | $62,400 | — | $62,400 |
| TEAMSTERS ALCOHOL REHABILITATION | Other Service Provider | $28,170 | — | $28,170 |
| ALAN D BILLER & ASSOCIATES INC | ERISA Attorney | $25,000 | — | $25,000 |
| WEINBERG, ROGER & ROSENFIELD | Other Service Provider | $24,275 | — | $24,275 |
| US BANK NATIONAL ASSOCIATION | Recordkeeper | $23,139 | — | $23,139 |
| CORPORATE MAIL SERVICES, LLC | Other Service Provider | $10,204 | — | $10,204 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MILLER KAPLAN ARASE LLP — Auditor
- ALAN D BILLER & ASSOCIATES INC — ERISA Attorney
- US BANK NATIONAL ASSOCIATION — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,516,146
- Estimated Expense Ratio: 8.466% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,040,207 | $48,139 | $362,860 | $21,400 | — |
| 2023 | $894,737 | $25,000 | $349,988 | $21,500 | — |
| 2022 | $819,347 | $25,000 | $329,810 | — | $356,894 |