Plan Snapshot
- Plan Sponsor: Board Of Trustees, Labor Unions 401(K) Plan
- Sponsor EIN: 336194629
- Sponsor Address: 3737 CAMINO DEL RIO S STE 300, SAN DIEGO, CA, 92108
- Plan Type: DC
- Total Participants: 3,614
- Total Assets: $73.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,614 | $73.7M | $1.5M | $4.0M |
| 2023 | 3,680 | $66.4M | $1.4M | $3.5M |
| 2022 | 3,706 | $58.7M | $1.5M | $3.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BENESYS, INC. | NONE | $392,590 | — | $392,590 |
| WITHUM, SMITH & BROWN | NONE | $126,117 | — | $126,117 |
| US BANK, N.A. | NONE | $71,312 | — | $71,312 |
| MEREDITH SESSER | NONE | $27,563 | — | $27,563 |
| JEFF EATCHEL | NONE | $17,400 | — | $17,400 |
| MILLER KAPLAN ARASE LLP | NONE | $16,400 | — | $16,400 |
| PENSION FUND EVALUATIONS | NONE | $13,500 | — | $13,500 |
| KENNEDY LAW FIRM | NONE | $12,598 | — | $12,598 |
| MICHAEL SNYDER | NONE | $11,600 | — | $11,600 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WITHUM, SMITH & BROWN — NONE
- US BANK, N.A. — NONE
- MILLER KAPLAN ARASE LLP — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $689,080
- Estimated Expense Ratio: 0.935% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $847,059 | $13,500 | $392,590 | $16,400 | — |
| 2023 | $1,396,628 | $13,000 | $377,886 | $15,300 | — |
| 2022 | $1,216,957 | $12,625 | $493,621 | — | $97,753 |