Plan Snapshot
- Plan Sponsor: Board Of Trustees Heat & Frost Insulators Loc No.33 Health Fund
- Sponsor EIN: 061078051
- Sponsor Address: 618 SOUTH COLONY ROAD, WALLINGFORD, CT, 06492
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 129
- Total Assets: $5.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 129 | $5.2M | $1.9M | $200,108 |
| 2023 | 120 | $5.0M | $1.8M | $217,156 |
| 2022 | 119 | $4.9M | $1.9M | $239,827 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS | Other Service Provider | $97,644 | — | $97,644 |
| EMPLOYEE | Recordkeeper | $65,798 | — | $65,798 |
| THE SEGAL COMPANY | Other Service Provider | $52,481 | — | $52,481 |
| ANTHEM HEALTH PLANS, INC. | Other Service Provider | $36,008 | — | $36,008 |
| REID & REIGE, P.C. | Other Service Provider | $26,371 | — | $26,371 |
| NOVAK FRANCELLA LLC | Auditor | $24,565 | — | $24,565 |
| LABOR FIRST LLC | Other Service Provider | $16,320 | — | $16,320 |
| MEKETA INVESTMENT GROUP, INC | Other Service Provider | $5,603 | — | $5,603 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EMPLOYEE — Recordkeeper
- NOVAK FRANCELLA LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $324,790
- Estimated Expense Ratio: 6.241% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $425,354 | $5,603 | $161,898 | $22,025 | — |
| 2023 | $394,827 | $6,788 | $148,152 | $22,270 | — |
| 2022 | $415,182 | $6,713 | $152,584 | — | $125,879 |