Plan Snapshot
- Plan Sponsor: Board Of Trustees Heat & Frost Insulators Loc No.33 Annuity Fund
- Sponsor EIN: 061172679
- Sponsor Address: 618 SOUTH COLONY ROAD, WALLINGFORD, CT, 064925154
- Plan Type: DC
- Total Participants: 248
- Total Assets: $14.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 248 | $14.1M | $1.2M | $0 |
| 2023 | 241 | $12.0M | $920,281 | $0 |
| 2022 | 243 | $10.0M | $993,358 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPLOYEE | Recordkeeper | $43,866 | — | $43,866 |
| EMPOWER ANNUITY INS. CO. OF AMERICA | Other Service Provider | $42,447 | — | $42,447 |
| REID & RIEGE, P.C. | Other Service Provider | $23,815 | — | $23,815 |
| NOVAK FRANCELLA LLC | Auditor | $19,910 | — | $19,910 |
| MEKETA INVESTMENT GROUP | Other Service Provider | $10,269 | — | $10,269 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EMPLOYEE — Recordkeeper
- NOVAK FRANCELLA LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $140,307
- Estimated Expense Ratio: 0.994% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $176,631 | $10,269 | — | $19,275 | — |
| 2023 | $153,444 | $10,880 | — | $20,760 | — |
| 2022 | $158,556 | $10,563 | — | — | $35,929 |