Plan Snapshot
- Plan Sponsor: Board Of Trustees-Heat & Frost Insulator And Allied Workers Local 6 H
- Sponsor EIN: 046374403
- Sponsor Address: 1 BATTERYMARCH PARK, SUITE 317, QUINCY, MA, 02169
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 633
- Total Assets: $26.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 633 | $26.8M | $15.2M | $154,316 |
| 2023 | 630 | $23.7M | $15.2M | $94,207 |
| 2022 | 632 | $20.7M | $14.8M | $136,362 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BENESYS INC. | Other Service Provider | $171,870 | — | $171,870 |
| SEGAL COMPANY | Other Service Provider | $104,000 | — | $104,000 |
| WELLNESS WORKDAYS | Other Service Provider | $101,655 | — | $101,655 |
| MODERN ASSISTANCE PROGRAMS INC. | Other Service Provider | $53,589 | — | $53,589 |
| SEGAL ROITMAN, LLP | Other Service Provider | $44,672 | — | $44,672 |
| BLUE CROSS BLUE SHIELD MA | Other Service Provider | $38,554 | — | $38,554 |
| NOVAK FRANCELLA LLC | Auditor | $20,375 | — | $20,375 |
| MEKETA INVESTMENT GROUP | Other Service Provider | $10,817 | — | $10,817 |
| ASB CAPITAL MANAGEMENT | Other Service Provider | $9,945 | — | $9,945 |
| MIDWEST INSTITUTIONAL TRUST COMPANY | Other Service Provider | $9,427 | — | $9,427 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- NOVAK FRANCELLA LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $564,904
- Estimated Expense Ratio: 2.106% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $399,500 | $26,258 | $171,870 | $20,375 | — |
| 2023 | $398,115 | $8,937 | $171,864 | $12,394 | — |
| 2022 | $424,139 | $36,105 | $171,864 | — | $186,999 |