Plan Snapshot
- Plan Sponsor: Bd Of Trustees-Heat & Frost Insulators And Allied Workers Local 6 Pen
- Sponsor EIN: 516135057
- Sponsor Address: 1 BATTERYMARCH PARK, SUITE 317, QUINCY, MA, 021697471
- Plan Type: DB
- Total Participants: 597
- Total Assets: $166.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 597 | $166.3M | $9.9M | $0 |
| 2023 | 570 | $153.8M | $9.1M | $0 |
| 2022 | 564 | $139.9M | $8.7M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SEGAL COMPANY | Other Service Provider | $168,703 | — | $168,703 |
| IFM INVESTORS LLC | Other Service Provider | — | $120,584 | $120,584 |
| MEKETA INVESTMENT GRP LLP | Other Service Provider | $98,887 | — | $98,887 |
| BENESYS, INC | Other Service Provider | $88,821 | — | $88,821 |
| SEGAL ROITMAN LLP | Other Service Provider | $63,717 | — | $63,717 |
| MIDWEST INSTITUTIONAL TRUST COMPANY | Other Service Provider | $61,829 | — | $61,829 |
| JP MORGAN CHASE BANK, NA | Recordkeeper | $60,550 | — | $60,550 |
| HARBOURVEST PARTNERS LP | Other Service Provider | — | $38,034 | $38,034 |
| AEW CAPITAL MANAGEMENT | Other Service Provider | — | $32,969 | $32,969 |
| ENTRUST GLOBAL PARTNERS | Other Service Provider | $32,213 | — | $32,213 |
| CULPEPPER RFP, LLC | Other Service Provider | $24,372 | — | $24,372 |
| STATE STREET GLOBAL ADVISOR | Other Service Provider | $22,414 | — | $22,414 |
| LSV ASSET MANAGEMENT | Other Service Provider | $21,534 | — | $21,534 |
| GREEN CITIES COMPANY, LLC | Other Service Provider | — | $21,380 | $21,380 |
| WESTFIELD CAPITAL MANAGEMENT CO. LP | Other Service Provider | $19,728 | — | $19,728 |
| NEWTOWER TRUST COMPANY | Other Service Provider | — | $18,384 | $18,384 |
| NOVAK FRANCELLA LLC | Auditor | $17,450 | — | $17,450 |
| CHEVY CHASE TRUST | Other Service Provider | $16,468 | — | $16,468 |
| ASB CAPITAL MANAGEMENT LLC | Other Service Provider | $16,468 | — | $16,468 |
| US BANK GLOBAL FUND SERVICES | Other Service Provider | $10,231 | — | $10,231 |
| WELLINGTON TRUST | Other Service Provider | $7,477 | — | $7,477 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JP MORGAN CHASE BANK, NA — Recordkeeper
- NOVAK FRANCELLA LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $962,213
- Estimated Expense Ratio: 0.578% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,048,645 | $567,777 | $88,821 | $17,450 | — |
| 2023 | $1,076,680 | $690,023 | $88,828 | $17,469 | — |
| 2022 | $1,016,056 | $669,806 | $88,800 | — | $174,696 |