Plan Snapshot
- Plan Sponsor: Board Of Trustees, Heat And Frost Insulators And
- Sponsor EIN: 936023047
- Sponsor Address: 12205 SW TUALATIN RD STE 200, TUALATIN, OR, 97062
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 275
- Total Assets: $19.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 275 | $19.1M | $6.4M | $179,909 |
| 2023 | 265 | $17.1M | $5.8M | $170,586 |
| 2022 | 256 | $15.4M | $5.5M | $189,568 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS | Other Service Provider | $84,134 | — | $84,134 |
| QUEST INVESTMENT MANAGEMENT | Other Service Provider | $56,202 | $100 | $56,302 |
| PROPEL INSURANCE | Other Service Provider | $38,400 | — | $38,400 |
| MILLIMAN USA | Recordkeeper | $25,352 | — | $25,352 |
| BARLOW & COUGHRAN P.S. | Other Service Provider | $24,145 | — | $24,145 |
| MODA | Other Service Provider | $20,804 | — | $20,804 |
| PLATFORM CPAS, LLP | Auditor | $12,038 | — | $12,038 |
| US BANK NATIONAL ASSOCIATION | Recordkeeper | $12,000 | — | $12,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MILLIMAN USA — Recordkeeper
- PLATFORM CPAS, LLP — Auditor
- US BANK NATIONAL ASSOCIATION — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $273,175
- Estimated Expense Ratio: 1.430% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $290,484 | $68,202 | $84,134 | $12,038 | — |
| 2023 | $271,542 | $61,549 | $111,363 | $11,442 | — |
| 2022 | $250,893 | $55,957 | $82,969 | — | $80,504 |