Plan Snapshot
- Plan Sponsor: Board Of Trustees, Cement Masons Southern California
- Sponsor EIN: 956042883
- Sponsor Address: 5417 PECK RD, ARCADIA, CA, 91006
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 2,952
- Total Assets: $75.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,952 | $75.2M | $38.2M | $278,990 |
| 2023 | 4,129 | $67.2M | $34.6M | $320,967 |
| 2022 | 4,326 | $59.8M | $34.2M | $294,759 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS | Other Service Provider | $838,378 | — | $838,378 |
| ANTHEM BLUE CROSS LIFE & HEALTH INS | Other Service Provider | $302,253 | — | $302,253 |
| RAEL & LETSON | Other Service Provider | $132,000 | — | $132,000 |
| WOHLNER KAPLON CUTLER HALFORD | Other Service Provider | $98,777 | — | $98,777 |
| VERUS | Other Service Provider | $47,625 | — | $47,625 |
| MILLER KAPLAN ARASE LLP | Auditor | $44,560 | — | $44,560 |
| US BANK | Recordkeeper | $36,034 | — | $36,034 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MILLER KAPLAN ARASE LLP — Auditor
- US BANK — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,499,627
- Estimated Expense Ratio: 1.995% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,346,648 | $47,625 | $625,209 | $44,560 | — |
| 2023 | $1,389,530 | $51,500 | $630,030 | $31,900 | — |
| 2022 | $1,275,230 | $58,012 | $593,857 | — | $477,389 |