Plan Snapshot
- Plan Sponsor: Board Of Trustees, Airconditioning And Refrigeration
- Sponsor EIN: 956041105
- Sponsor Address: 3500 W ORANGEWOOD AVE, ORANGE, CA, 92868
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 1,748
- Total Assets: $79.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,748 | $79.5M | $46.7M | $0 |
| 2023 | 1,668 | $72.5M | $44.3M | $0 |
| 2022 | 1,585 | $64.0M | $41.3M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CALIFORNIA PHYSICIANS' SERVICE | Other Service Provider | $344,792 | — | $344,792 |
| MILLER KAPLAN ARASE LLP | Auditor | $241,727 | — | $241,727 |
| DELTA DENTAL OF CALIFORNIA | Other Service Provider | $146,164 | — | $146,164 |
| HORIZON ACTUARIAL SERVICE, LLC | Other Service Provider | $145,281 | — | $145,281 |
| EMPLOYEE 3 | Recordkeeper | $92,407 | — | $92,407 |
| SEYFARTH SHAW, LLP | Investment Advisor | $77,537 | — | $77,537 |
| JACK WILKERSON | Other Service Provider | $75,204 | — | $75,204 |
| EMPLOYEE 7 | Recordkeeper | $74,147 | — | $74,147 |
| VSP | Other Service Provider | $50,689 | — | $50,689 |
| EMPLOYEE 1 | Recordkeeper | $49,852 | — | $49,852 |
| CRYSTAL CLEAR RX | Other Service Provider | $48,000 | — | $48,000 |
| MERIPLEX | Other Service Provider | $38,711 | — | $38,711 |
| EMPLOYEE 2 | Recordkeeper | $37,240 | — | $37,240 |
| CA COALITION OF EMPLOYEE BENEFIT PL | Other Service Provider | $34,522 | — | $34,522 |
| EMPLOYEE 8 | Recordkeeper | $30,602 | — | $30,602 |
| WOHLNER, KAPLON, PHILLIPS ET AL | Other Service Provider | $27,283 | — | $27,283 |
| NAVITUS HEALTH SERVICES | Other Service Provider | $22,479 | — | $22,479 |
| MEKETA INVESTMENT GROUP | Other Service Provider | $22,000 | — | $22,000 |
| COMERICA BANK | Other Service Provider | $10,109 | — | $10,109 |
| STATE STREET GLOBAL ADVISOR TR CO | Other Service Provider | $8,078 | — | $8,078 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MILLER KAPLAN ARASE LLP — Auditor
- EMPLOYEE 3 — Recordkeeper
- SEYFARTH SHAW, LLP — Investment Advisor
- EMPLOYEE 7 — Recordkeeper
- EMPLOYEE 1 — Recordkeeper
- EMPLOYEE 2 — Recordkeeper
- EMPLOYEE 8 — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,576,824
- Estimated Expense Ratio: 1.983% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,263,358 | $31,814 | — | $80,990 | — |
| 2023 | $2,135,699 | $30,540 | — | $81,995 | — |
| 2022 | $2,112,380 | $39,400 | — | — | $654,184 |