Plan Snapshot
- Plan Sponsor: Billerud Americas Corporation
- Sponsor EIN: 753217389
- Sponsor Address: 10050 INNOVATION DRIVE, MIAMISBURG, OH, 45342
- Plan Type: 401(k)
- Total Participants: 791
- Total Assets: $315.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 791 | $315.0M | $6.1M | $7.9M |
| 2023 | 852 | $295.8M | $5.8M | $7.6M |
| 2022 | 839 | $272.2M | $6.0M | $7.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | Recordkeeper | $401,717 | — | $401,717 |
| STEPHENS INC | Investment Advisor | $72,916 | — | $72,916 |
| D & G ADVISORY GROUP LLC | Investment Advisor | $63,150 | — | $63,150 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — Recordkeeper
- STEPHENS INC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $537,783
- Estimated Expense Ratio: 0.171% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $538,581 | $136,864 | — | — | — |
| 2023 | $498,064 | $115,410 | — | — | — |
| 2022 | $511,759 | $120,925 | — | — | — |