Plan Snapshot
- Plan Sponsor: Billerud Americas Corporation
- Sponsor EIN: 753217389
- Sponsor Address: 10050 INNOVATION DRIVE, MIAMISBURG, OH, 45342
- Plan Type: 401(k)
- Total Participants: 847
- Total Assets: $360.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 847 | $360.2M | $7.2M | $10.4M |
| 2023 | 881 | $333.5M | $7.6M | $10.7M |
| 2022 | 860 | $301.4M | $6.5M | $9.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | Recordkeeper | $327,426 | — | $327,426 |
| STEPHENS INC | Investment Advisor | $93,192 | — | $93,192 |
| D & G ADVISORY GROUP LLC | Investment Advisor | $91,978 | — | $91,978 |
| LENNY KISIN DBA | Investment Advisor | $15,538 | — | $15,538 |
| CARLSON CAPITAL MANAGEMENT LLC | Investment Advisor | $8,483 | — | $8,483 |
| FISHER INVESTMENTS | Investment Advisor | $7,961 | — | $7,961 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — Recordkeeper
- STEPHENS INC — Investment Advisor
- FISHER INVESTMENTS — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $544,578
- Estimated Expense Ratio: 0.151% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $546,213 | $218,787 | — | — | — |
| 2023 | $446,364 | $144,110 | — | — | — |
| 2022 | $470,919 | $164,192 | — | — | — |