Plan Snapshot
- Plan Sponsor: Bighorn Golf Club
- Sponsor EIN: 330440671
- Sponsor Address: 941 ANDREAS CANYON DR., PALM DESERT, CA, 92660
- Plan Type: 401(k)
- Total Participants: 333
- Total Assets: $19.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 333 | $19.5M | $385,930 | $1.3M |
| 2023 | 306 | $17.6M | $331,481 | $1.1M |
| 2022 | 282 | $14.5M | $305,929 | $971,232 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $97,227 | — | $97,227 |
| MORGAN STANLEY GLOBAL | INVESTMENT ADVISORY | $40,649 | $6 | $40,655 |
| ACTUARIAL BENEFITS CORP | OTHER SERVICES | — | $6,592 | $6,592 |
| COACHELLA VALLEY ACCOUNTING & AUDIT | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY GLOBAL — INVESTMENT ADVISORY
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $144,474
- Estimated Expense Ratio: 0.742% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $137,876 | $40,649 | $97,227 | — | — |
| 2023 | $117,515 | $34,676 | $82,839 | — | — |
| 2022 | $124,308 | $34,464 | $89,844 | — | — |