Plan Snapshot
- Plan Sponsor: Bell Flavors & Fragrances, INC.
- Sponsor EIN: 362643173
- Sponsor Address: 500 ACADEMY DRIVE, NORTHBROOK, IL, 60062
- Plan Type: 401(k)
- Total Participants: 449
- Total Assets: $38.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 449 | $38.7M | $993,453 | $3.1M |
| 2023 | 334 | $37.1M | $986,601 | $2.9M |
| 2022 | 335 | $33.6M | $907,964 | $3.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RAYMOND JAMES FINANCIAL SERVICES | INVESTMENT ADVISOR | $85,895 | — | $85,895 |
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $34,866 | — | $34,866 |
| O'NEILL & GASPARDO LLC | AUDITOR | $10,200 | — | $10,200 |
| O'NEIL & GASPARDO, LLC | Auditor | $10,200 | — | $10,200 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RAYMOND JAMES FINANCIAL SERVICES — INVESTMENT ADVISOR
- O'NEIL & GASPARDO, LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $141,161
- Estimated Expense Ratio: 0.364% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $130,544 | $85,895 | $6,756 | $10,200 | — |
| 2023 | $126,931 | $76,414 | $36,846 | $13,600 | — |
| 2022 | $132,639 | $77,028 | $42,211 | — | $12,800 |