Plan Snapshot
- Plan Sponsor: B.T. Construction, INC.
- Sponsor EIN: 840828528
- Sponsor Address: 9885 EMPORIA ST, HENDERSON, CO, 806408459
- Plan Type: 401(k)
- Total Participants: 161
- Total Assets: $14.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 161 | $14.5M | $579,343 | $1.1M |
| 2023 | 139 | $11.8M | $486,395 | $862,018 |
| 2022 | 144 | $9.5M | $395,243 | $715,632 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $41,717 | — | $41,717 |
| THE AMERIFLEX GROUP | Investment Advisor | $22,023 | $6 | $22,029 |
| KESTRA INVESTMENT SERVICES LLC | Investment Advisor | — | $9,845 | $9,845 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- KESTRA INVESTMENT SERVICES LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $73,591
- Estimated Expense Ratio: 0.509% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $63,744 | $22,026 | $41,718 | — | — |
| 2023 | $59,725 | — | $59,725 | — | — |
| 2022 | $56,609 | — | $56,609 | — | — |