Plan Snapshot
- Plan Sponsor: B Of T Apartment Employees' Welfare Fund
- Sponsor EIN: 946069860
- Sponsor Address: 1055 PARK VIEW DRIVE, SUITE 111, COVINA, CA, 91724
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 419
- Total Assets: $6.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 419 | $6.5M | $8.3M | $0 |
| 2023 | 379 | $6.0M | $8.8M | $0 |
| 2022 | 364 | $5.2M | $7.4M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PACIFIC SOUTHWEST ADMINISTRATORS | Other Service Provider | $82,879 | — | $82,879 |
| WITHUMSMITH+BROWN, PC | Auditor | $44,378 | — | $44,378 |
| RAEL & LETSON | Other Service Provider | $34,821 | — | $34,821 |
| US BANK | Recordkeeper | $20,725 | — | $20,725 |
| WEINBERG, ROGER, ROSENFELD | Other Service Provider | $19,704 | — | $19,704 |
| NATIONAL COMPLIANCE SERVICES | Other Service Provider | $9,239 | — | $9,239 |
| BOYD WATTERSON ASSET MANAGEMENT | Other Service Provider | $6,641 | — | $6,641 |
| INVESTMENT PERFORMANCE SERVICES | Other Service Provider | $5,000 | — | $5,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WITHUMSMITH+BROWN, PC — Auditor
- US BANK — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $223,387
- Estimated Expense Ratio: 3.435% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $240,355 | $14,695 | $63,960 | $44,378 | — |
| 2023 | $225,558 | $47,929 | $72,976 | $30,090 | — |
| 2022 | $247,048 | $17,310 | $62,136 | — | $113,653 |