Plan Snapshot
- Plan Sponsor: Automotive Petroleum & Allied Industries Employees Welfare Fund
- Sponsor EIN: 431107932
- Sponsor Address: 502 EARTH CITY EXPRESSWAY,, EARTH CITY, MO, 63045
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 824
- Total Assets: $28.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 824 | $28.1M | $15.3M | $479,613 |
| 2023 | 1,063 | $26.1M | $16.6M | $486,017 |
| 2022 | 1,056 | $21.7M | $16.0M | $587,745 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERITAIN HEALTH, INC. | Other Service Provider | $423,479 | — | $423,479 |
| ZENITH AMERICAN SOLUTIONS | Other Service Provider | $295,215 | — | $295,215 |
| ANDERS MINKLER HUBER HELM LLP | Other Service Provider | $101,876 | — | $101,876 |
| BURR OAK CONSULTING | Other Service Provider | $70,965 | — | $70,965 |
| MOSAIC FAMILY WEALTH | Other Service Provider | $48,054 | — | $48,054 |
| SPECTOR WOLFE & MCLAUGHLIN LLC | Other Service Provider | $24,282 | — | $24,282 |
| CHUBB LIMITED | Other Service Provider | $23,633 | — | $23,633 |
| US BANK NATIONAL ASSOCIATION | Recordkeeper | $19,989 | — | $19,989 |
| DANIEL HEUMANN | Custodian / Trustee | $9,600 | — | $9,600 |
| DONALD SCHAPER | Custodian / Trustee | $9,600 | — | $9,600 |
| MILLIMAN USA | Recordkeeper | $9,500 | — | $9,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- US BANK NATIONAL ASSOCIATION — Recordkeeper
- MILLIMAN USA — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,036,193
- Estimated Expense Ratio: 3.683% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,047,046 | $49,042 | $423,479 | $43,343 | — |
| 2023 | $1,122,185 | $70,172 | $483,695 | $55,462 | — |
| 2022 | $1,031,472 | $60,967 | $244,114 | — | $633,452 |