Plan Snapshot
- Plan Sponsor: Association Of Public Health Laboratories
- Sponsor EIN: 521800436
- Sponsor Address: 7700 WISCONSIN AVENUE, BETHESDA, MD, 20814
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 289
- Total Assets: $48.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 289 | $48.9M | $0 | $0 |
| 2024 | 230 | $39.9M | $2.6M | $1.8M |
| 2023 | 194 | $32.1M | $2.1M | $1.4M |
| 2022 | 164 | $26.8M | $1.7M | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS, LLC | Investment Advisor | $64,056 | — | $64,056 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $51,865 | — | $51,865 |
| EMPOWER ANNUITY INS CO OF AMERICA | Recordkeeper | $45,244 | — | $45,244 |
| GELMAN, ROSENBERG & FREEDMAN, P.C. | Auditor | $16,380 | — | $16,380 |
| JM PENSION ADVISORY, INC. | Recordkeeper | $11,348 | — | $11,348 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $188,893
- Estimated Expense Ratio: 0.386% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,586,424 | — | $185,084 | — | — |
| 2024 | $162,456 | — | $162,456 | — | — |
| 2023 | $127,736 | — | $127,736 | — | — |
| 2022 | $133,865 | $79,715 | $30,825 | — | $23,325 |