Plan Snapshot
- Plan Sponsor: Ctn Holdings, INC.
- Sponsor EIN: 475059122
- Sponsor Address: 919 N. MARKET STREET, WILMINGTON, DE, 19801
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 100
- Total Assets: $1.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 100 | $1.8M | $0 | $0 |
| 2024 | 25 | $4.8M | $151,254 | $347,561 |
| 2023 | 27 | $7.7M | $1.0M | $2.2M |
| 2022 | 325 | $5.7M | $0 | $2.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GIULIANO MILLER & COMPANY LLC | Other Service Provider | $65,000 | — | $65,000 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $16,420 | — | $16,420 |
| RAYMOND JAMES & ASSOCIATES INC | Investment Advisor | $13,985 | — | $13,985 |
| NOVA 401(K) ASSOCIATES | Other Service Provider | $7,755 | $2,112 | $9,867 |
| METZ & ASSOCIATES PLLC | Auditor | $5,375 | — | $5,375 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $110,647
- Estimated Expense Ratio: 6.116% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,763,472 | $117,281 | — | — | — |
| 2024 | $29,740 | $24,875 | $4,865 | — | — |
| 2023 | $34,810 | $27,086 | $7,724 | — | — |
| 2022 | $15,797 | — | $15,797 | — | — |