Plan Snapshot
- Plan Sponsor: American College Of Rheumatology
- Sponsor EIN: 581627547
- Sponsor Address: 2200 LAKE BOULEVARD NE, ATLANTA, GA, 30319
- Plan Type: 401(k)
- Total Participants: 119
- Total Assets: $20.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 119 | $20.3M | $1.1M | $866,267 |
| 2023 | 121 | $18.8M | $1.1M | $907,620 |
| 2022 | 121 | $14.8M | $1.0M | $791,442 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPFINANCIAL PARTNERS LLC DBA CAPTR | INVESTMENT ADVISOR | $26,370 | — | $26,370 |
| NORTHWESTERN MUTUAL WEALTH MGMT CO | INVESTMENT ADVISOR | $22,870 | — | $22,870 |
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $21,261 | — | $21,261 |
| PENSION FINANCIAL SERVICES INC | CONTRACT ADMIN | — | $8,167 | $8,167 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $6,597 | — | $6,597 |
| SMITH & HOWARD, P.C. | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $85,265
- Estimated Expense Ratio: 0.419% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $77,098 | $55,837 | — | — | — |
| 2023 | $64,839 | $38,302 | — | — | — |
| 2022 | $68,423 | — | — | — | $68,423 |