Plan Snapshot
- Plan Sponsor: Ameren Corporation
- Sponsor EIN: 431723446
- Sponsor Address: PO BOX 66149, ST. LOUIS, MO, 631666149
- Plan Type: 401(k)
- Plan Number: 510
- Total Participants: 8,742
- Total Assets: $26.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 8,742 | $26.2M | $136.4M | $27.6M |
| 2023 | 9,100 | $25.7M | $123.8M | $30.3M |
| 2022 | 9,042 | $24.4M | $117.1M | $28.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| HEALTHY ALLIANCE LIFE | Investment Advisor | $6,176,064 | — | $6,176,064 |
| DELTA DENTAL OF MISSOURI | Other Service Provider | $319,368 | — | $319,368 |
| VISION SERVICE PLAN | Other Service Provider | $69,535 | — | $69,535 |
| CROWE LLP | Other Service Provider | $56,177 | — | $56,177 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- HEALTHY ALLIANCE LIFE — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $6,621,144
- Estimated Expense Ratio: 25.267% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $6,629,309 | — | — | $56,177 | — |
| 2023 | $8,856,686 | — | — | $18,743 | — |
| 2022 | — | — | — | — | — |