Plan Snapshot
- Plan Sponsor: Ameren Corporation
- Sponsor EIN: 431723446
- Sponsor Address: PO BOX 66149, ST. LOUIS, MO, 631666149
- Plan Type: 401(k)
- Total Participants: 9,085
- Total Assets: $3.2B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 9,085 | $3.2B | $48.7M | $126.6M |
| 2023 | 9,504 | $3.0B | $55.0M | $135.3M |
| 2022 | 9,356 | $2.7B | $42.4M | $115.8M |
| 2019 | 9,328 | $2.7B | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | Investment Advisor | $797,186 | — | $797,186 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $148,520 | — | $148,520 |
| QDRO CONSULTANTS CO LLC | Other Service Provider | $5,700 | — | $5,700 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STRATEGIC ADVISORS, INC. — Investment Advisor
- FIDELITY INVESTMENTS INSTITUTIONAL — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $951,406
- Estimated Expense Ratio: 0.030% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $3,509,125 | $2,915,511 | — | — | — |
| 2023 | $3,517,962 | $2,917,625 | $492,520 | — | — |
| 2022 | $3,698,098 | $3,476,452 | $163,556 | — | — |
| 2019 | $3,500,713 | $2,027,556 | $1,414,074 | — | — |