Plan Snapshot
- Plan Sponsor: Alpine Banks Of Colorado
- Sponsor EIN: 840868818
- Sponsor Address: P.O. BOX 10000, GLENWOOD SPRINGS, CO, 81601
- Plan Type: 401(k)
- Plan Number: 502
- Total Participants: 798
- Total Assets: $4.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 798 | $4.6M | $10.1M | $787,557 |
| 2023 | 784 | $6.7M | $8.8M | $628,088 |
| 2022 | 744 | $6.0M | $3.8M | $1.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UMR, INC | Other Service Provider | $501,264 | $18,146 | $519,410 |
| IMA, INC | Investment Advisor | $58,800 | — | $58,800 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $578,210
- Estimated Expense Ratio: 12.485% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $634,571 | — | $631,510 | $3,061 | — |
| 2023 | $624,888 | — | $608,538 | $16,350 | — |
| 2022 | $583,312 | — | $566,034 | — | $17,278 |