Plan Snapshot
- Plan Sponsor: Al Warren Oil Company
- Sponsor EIN: 363104190
- Sponsor Address: 1646 SUMMER ST, HAMMOND, IN, 46320
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 488
- Total Assets: $22.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 488 | $22.3M | $0 | $0 |
| 2024 | 334 | $19.6M | $617,673 | $1.2M |
| 2023 | 323 | $18.1M | $656,046 | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $43,633 | — | $43,633 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $39,903 | — | $39,903 |
| MERRILL LYNCH PIERCE FENNER & SMITH | Investment Advisor | $37,847 | — | $37,847 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $121,383
- Estimated Expense Ratio: 0.543% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,533,151 | $77,750 | — | — | — |
| 2024 | $118,656 | $73,364 | — | — | — |
| 2023 | $100,605 | $63,405 | — | — | — |