Plan Snapshot
- Plan Sponsor: Zeno Management, INC.
- Sponsor EIN: 823938622
- Sponsor Address: 10275 SCIENCE CENTER DR. SUITE 200, SAN DIEGO, CA, 92121
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 205
- Total Assets: $25.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 205 | $25.0M | $0 | $0 |
| 2024 | 164 | $22.3M | $1.7M | $3.3M |
| 2023 | 166 | $17.3M | $1.5M | $3.1M |
| 2022 | 154 | $10.7M | $489,229 | $657,194 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| INTEGRATED WEALTH CONCEPTS LLC | Other Service Provider | $62,207 | — | $62,207 |
| JOHN HANCOCK | Recordkeeper | $42,400 | — | $42,400 |
| ONE DIGITAL INVESTMENTS ADVISORS | Other Service Provider | $18,688 | — | $18,688 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $123,295
- Estimated Expense Ratio: 0.492% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $5,944,177 | $83,291 | $40,004 | — | — |
| 2024 | $97,796 | $64,464 | $33,332 | — | — |
| 2023 | $57,695 | $37,823 | $19,872 | — | — |
| 2022 | $401,697 | — | — | — | — |