Plan Snapshot
- Plan Sponsor: Zap Engineering & Construction Services, INC.
- Sponsor EIN: 841591845
- Sponsor Address: 755 PARFET ST., SUITE 200, LAKEWOOD, CO, 80215
- Plan Type: DC
- Total Participants: 225
- Total Assets: $15.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 225 | $15.5M | $702,405 | $1.6M |
| 2023 | 185 | $13.0M | $638,479 | $1.5M |
| 2022 | 185 | $9.9M | $531,703 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| HEIRLOOM WEALTH MANAGEMENT | INVESTMENT ADVISOR | $28,669 | — | $28,669 |
| EMPOWER ANNUITY INSURANCE CO OF AME | RECORDKEEPER | $24,669 | — | $24,669 |
| PENTEGRA SERVICES, INC | CONTRACT ADMIN | $2,650 | $7,141 | $9,791 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $5,633 | — | $5,633 |
| RUBINBROWN LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RUBINBROWN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $68,762
- Estimated Expense Ratio: 0.443% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $57,407 | — | — | — | — |
| 2023 | $39,577 | — | $39,577 | — | — |
| 2022 | $41,787 | $22,884 | $2,235 | — | $16,668 |