Plan Snapshot
- Plan Sponsor: Youth Guidance
- Sponsor EIN: 362167032
- Sponsor Address: 1 N LASALLE STREET SUITE 900, CHICAGO, IL, 60602
- Plan Type: 401(k)
- Total Participants: 411
- Total Assets: $7.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 411 | $7.9M | $180,898 | $1.1M |
| 2023 | 384 | $6.4M | $130,499 | $918,648 |
| 2022 | 304 | $5.0M | $127,843 | $748,512 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $68,056 | — | $68,056 |
| TRIAD ADVISORS INC | INVESTMENT ADVISOR | $20,605 | — | $20,605 |
| OSAIC WEALTH INC | INVESTMENT ADVISOR | $5,770 | — | $5,770 |
| EIFEL RAMBO ADVISORY GROUP LTD | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $94,431
- Estimated Expense Ratio: 1.190% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $95,353 | $27,297 | — | — | — |
| 2023 | $73,005 | $22,411 | — | — | — |
| 2022 | $66,982 | — | $66,982 | — | — |