Plan Snapshot
- Plan Sponsor: Your Retirement Savings Plan Company
- Sponsor EIN: 465355556
- Sponsor Address: 800 HWY 98, COLUMBIA, MS, 39429
- Plan Type: 401(k)
- Total Participants: 10,141
- Total Assets: $204.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 10,141 | $204.7M | $5.8M | $19.1M |
| 2023 | 9,085 | $173.3M | $5.9M | $17.1M |
| 2022 | 7,556 | $130.1M | $5.2M | $14.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| REGIONS BANK | ADVISOR | $348,073 | — | $348,073 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $186,070 | — | $186,070 |
| TMH | ACCOUNTANT/AUDITOR | $84,150 | — | $84,150 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $618,293
- Estimated Expense Ratio: 0.302% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $618,204 | $348,073 | $1,200 | $84,150 | — |
| 2023 | $537,006 | $274,265 | $1,500 | $86,650 | — |
| 2022 | $472,087 | — | — | — | — |