Plan Snapshot
- Plan Sponsor: Xifin, INC.
- Sponsor EIN: 330769145
- Sponsor Address: 12225 EL CAMINO REAL, SAN DIEGO, CA, 92130
- Plan Type: 401(k)
- Total Participants: 1,022
- Total Assets: $66.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,022 | $66.9M | $1.6M | $5.8M |
| 2023 | 901 | $54.8M | $1.7M | $5.6M |
| 2022 | 861 | $41.5M | $1.6M | $5.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $205,715 | — | $205,715 |
| TROMBINO PENSION ADMINISTRATORS INC | THIRD PARTY ADMINISTRATO | $31,389 | $15,500 | $46,889 |
| ONEDIGITAL INVESTMENT ADVISORS | INVESTMENT ADVISORY | — | $46,245 | $46,245 |
| JGD & ASSOCIATES LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ONEDIGITAL INVESTMENT ADVISORS — INVESTMENT ADVISORY
- JGD & ASSOCIATES LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $298,849
- Estimated Expense Ratio: 0.446% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $235,977 | — | $203,058 | — | — |
| 2023 | $220,536 | — | $206,687 | — | — |
| 2022 | $192,979 | — | $181,287 | — | — |