Plan Snapshot
- Plan Sponsor: Wyoming Credit Union Ins Tr
- Sponsor EIN: 260133891
- Sponsor Address: 400 EAST 1ST STREET, SUITE 214, CASPER, WY, 826012327
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 270
- Total Assets: $5.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 270 | $5.2M | $0 | $0 |
| 2024 | 263 | $4.6M | $4.1M | $19,725 |
| 2023 | 243 | $4.7M | $4.4M | $3,800 |
| 2022 | 223 | $3.9M | $3.6M | $9,026 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALLEGIANCE BENEFIT PLAN MANAGEMENT | Recordkeeper | $82,874 | — | $82,874 |
| HUB INTERNATIONAL | Recordkeeper | $58,886 | — | $58,886 |
| UCM DIGITAL HEALTH | Recordkeeper | $24,451 | — | $24,451 |
| CONNECTICUT GENERAL LIFE | Recordkeeper | $22,567 | — | $22,567 |
| ALLEGIANCE CARE MANAGEMENT | Recordkeeper | $17,704 | — | $17,704 |
| LEO RILEY AND COMPANY | Other Service Provider | $16,800 | — | $16,800 |
| DELTA DENTAL OF WYOMING | Recordkeeper | $14,350 | — | $14,350 |
| EVICORE | Recordkeeper | $7,698 | — | $7,698 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $245,330
- Estimated Expense Ratio: 4.704% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $4,033,744 | — | $237,287 | — | — |
| 2024 | $237,731 | — | $237,731 | — | — |
| 2023 | $200,050 | — | $200,050 | — | — |
| 2022 | $165,751 | — | $165,751 | — | — |