Plan Snapshot
- Plan Sponsor: Woods Hole Oceanographic Institution
- Sponsor EIN: 042105850
- Sponsor Address: 266 WOODS HOLE ROAD, MS#15, WOODS HOLE, MA, 02543
- Plan Type: DB
- Total Participants: 263
- Total Assets: $193.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 263 | $193.1M | $5.3M | $0 |
| 2023 | 286 | $186.0M | $5.0M | $0 |
| 2022 | 300 | $176.9M | $3.3M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAMBRIDGE ASSOCIATES | Other Service Provider | $479,746 | — | $479,746 |
| WILLIS TOWERS WATSON US LLC | Other Service Provider | $426,935 | — | $426,935 |
| CBIZ CPAS | Other Service Provider | $92,940 | — | $92,940 |
| STATE STREET BANK | Other Service Provider | $54,152 | — | $54,152 |
| HS MANAGEMENT | Other Service Provider | $42,153 | — | $42,153 |
| ACADIAN EMERGING MARKETS II | Other Service Provider | $39,970 | — | $39,970 |
| CLIFTON GROUP PARAMETRIC | Other Service Provider | $26,925 | — | $26,925 |
| BAREES CAPITAL MANAGEMENT | Other Service Provider | $10,072 | — | $10,072 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,172,893
- Estimated Expense Ratio: 0.607% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,296,601 | $58,195 | — | $92,940 | — |
| 2023 | $1,169,333 | $455,033 | — | $68,110 | — |
| 2022 | $1,370,482 | $2,173 | $73,788 | — | $624,299 |