Plan Snapshot
- Plan Sponsor: Wisconsin Evangelical Lutheran Synod
- Sponsor EIN: 391522925
- Sponsor Address: N16W23377 STONE RIDGE DR, WAUKESHA, WI, 53188
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 3,549
- Total Assets: $37.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 3,549 | $37.2M | $0 | $0 |
| 2024 | 3,640 | $35.5M | $65.9M | $2.2M |
| 2023 | 3,637 | $34.6M | $58.9M | $2.6M |
| 2022 | 3,572 | $36.2M | $54.2M | $1.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF WISCO | Other Service Provider | $2,745,450 | — | $2,745,450 |
| BSWIFT, LLC | Other Service Provider | $482,816 | — | $482,816 |
| MEDCO HEALTH SOLUTIONS, INC. | Other Service Provider | $300,369 | — | $300,369 |
| WELS | Other Service Provider | $292,746 | — | $292,746 |
| MILLIMAN | Other Service Provider | $115,968 | — | $115,968 |
| WILLIS TOWERS WATSON | Other Service Provider | $71,734 | — | $71,734 |
| VISION SERVICE PLAN | Other Service Provider | $48,340 | — | $48,340 |
| MARQUETTE ASSOCIATES | Other Service Provider | $29,000 | — | $29,000 |
| WELLS FARGO BANK, NA | Other Service Provider | $21,935 | — | $21,935 |
| MICHAEL BEST & FRIEDRICH | Other Service Provider | $21,726 | — | $21,726 |
| BAKER TILLY US, LLP | Other Service Provider | $19,290 | — | $19,290 |
| HERITAGE PRINTING | Other Service Provider | $14,504 | — | $14,504 |
| MIDWEST INSTITUTIONAL TRUST SERVICE | Other Service Provider | $11,925 | — | $11,925 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $4,175,803
- Estimated Expense Ratio: 11.234% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $74,342,435 | $29,000 | $3,407,861 | $19,290 | — |
| 2024 | $3,442,996 | $29,000 | $2,984,882 | $19,100 | — |
| 2023 | $3,339,901 | $28,500 | $3,142,363 | $18,910 | — |
| 2022 | $3,226,127 | — | $308,372 | — | $681,454 |