Plan Snapshot
- Plan Sponsor: Wirtz Holding Company, INC.
- Sponsor EIN: 461663335
- Sponsor Address: PERSONAL AND CONFIDENTIAL 1105 24TH, PORT HURON, MI, 480604849
- Plan Type: 401(k)
- Total Participants: 116
- Total Assets: $16.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 116 | $16.6M | $397,344 | $680,706 |
| 2023 | 121 | $18.1M | $640,217 | $736,879 |
| 2022 | 120 | $17.0M | $398,155 | $668,708 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPFINANCIAL PARTNERS LLC | INVESTMENT ADVISOR | $47,174 | — | $47,174 |
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $5,908 | — | $5,908 |
| COHEN & COMPANY LTD | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $53,082
- Estimated Expense Ratio: 0.320% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $56,742 | $49,823 | — | — | — |
| 2023 | $92,556 | $55,492 | — | — | — |
| 2022 | $35,888 | — | $35,888 | — | — |