Plan Snapshot
- Plan Sponsor: Wintrust Financial Corporation
- Sponsor EIN: 363873352
- Sponsor Address: 9700 WEST HIGGINS ROAD, ROSEMONT, IL, 60018
- Plan Type: 401(k)
- Total Participants: 5,806
- Total Assets: $797.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 5,806 | $797.6M | $19.5M | $51.5M |
| 2023 | 5,391 | $661.4M | $18.3M | $46.1M |
| 2022 | 5,149 | $574.8M | $16.4M | $41.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | NONE | $116,303 | — | $116,303 |
| ERNST & YOUNG, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ERNST & YOUNG, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $116,303
- Estimated Expense Ratio: 0.015% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $73,827 | — | — | — | — |
| 2023 | $143,188 | — | — | — | — |
| 2022 | $154,135 | $528 | $153,607 | — | — |