Plan Snapshot
- Plan Sponsor: Winchester Cardiology & Vascular Medicine, P.C.
- Sponsor EIN: 262446878
- Sponsor Address: 1870 AMHERST STREET, WINCHESTER, VA, 226012872
- Plan Type: 401(k)
- Total Participants: 96
- Total Assets: $22.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 96 | $22.2M | $1.3M | $661,211 |
| 2023 | 119 | $21.4M | $721,745 | $778,411 |
| 2022 | 123 | $17.4M | $600,000 | $605,587 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LPL FINANCIAL LLC | Investment Advisor | $57,345 | $23,000 | $80,345 |
| FIDELITY BROKERAGE SERVICES, LLC | Other Service Provider | $26,914 | — | $26,914 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $12,076 | — | $12,076 |
| THE BENEFIT PRACTICE | Recordkeeper | $4,737 | $5,858 | $10,595 |
| RBC WEALTH MANAGEMENT | Other Service Provider | $9,594 | — | $9,594 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LPL FINANCIAL LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $139,524
- Estimated Expense Ratio: 0.628% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $110,666 | — | $110,666 | — | — |
| 2023 | $96,177 | — | $96,177 | — | — |
| 2022 | $94,097 | $83,121 | $10,976 | — | — |