Plan Snapshot
- Plan Sponsor: Wilbraham And Monson Academy
- Sponsor EIN: 042105838
- Sponsor Address: 423 MAIN STREET, WILBRAHAM, MA, 01095
- Plan Type: 403(b)
- Plan Number: 002
- Total Participants: 330
- Total Assets: $34.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 330 | $34.5M | $0 | $0 |
| 2024 | 127 | $30.4M | $761,196 | $833,410 |
| 2023 | 132 | $26.9M | $994,985 | $752,640 |
| 2022 | 129 | $23.1M | $670,223 | $665,229 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA | Recordkeeper | $34,033 | — | $34,033 |
| GLOBAL RETIREMENT PARNERS, LLC-H/O | Investment Advisor | $14,250 | — | $14,250 |
| CARON & BLETZER, PLLC | Other Service Provider | $6,750 | — | $6,750 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $55,033
- Estimated Expense Ratio: 0.160% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $2,427,403 | — | $55,480 | — | — |
| 2024 | $42,793 | — | $42,793 | — | — |
| 2023 | $24,411 | — | $24,411 | — | — |
| 2022 | $8,778 | — | $8,778 | — | — |