Plan Snapshot
- Plan Sponsor: Widows & Orphans Aid Association Of The Police Dept Of
- Sponsor EIN: 940981411
- Sponsor Address: PO BOX 4247, SAN RAFAEL, CA, 949134247
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 1,468
- Total Assets: $10.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,468 | $10.9M | $0 | $0 |
| 2024 | 1,505 | $10.0M | $0 | $291,179 |
| 2023 | 1,583 | $9.1M | $0 | $299,935 |
| 2022 | 1,696 | $8.2M | $0 | $306,068 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CHARLES SCHWAB | Investment Advisor | $62,243 | — | $62,243 |
| CLIFTONLARSONALLEN, LLP | Auditor | $30,434 | — | $30,434 |
| DEAN TAYLOR | Other Service Provider | $23,400 | — | $23,400 |
| MARK MCDONOUGH | Other Service Provider | $23,400 | — | $23,400 |
| SALLY FOSTER | Other Service Provider | $23,400 | — | $23,400 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $162,877
- Estimated Expense Ratio: 1.491% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $901,211 | $62,243 | — | $31,454 | — |
| 2024 | $173,190 | $56,859 | — | $29,590 | — |
| 2023 | $167,865 | $50,034 | — | $27,765 | — |
| 2022 | $162,072 | $52,697 | — | — | $27,519 |