Plan Snapshot
- Plan Sponsor: Whataburger Restaurants LLC
- Sponsor EIN: 301199687
- Sponsor Address: 300 CONCORD PLAZA DRIVE, SAN ANTONIO, TX, 78216
- Plan Type: 401(k)
- Total Participants: 39,507
- Total Assets: $262.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 39,507 | $262.0M | $10.9M | $21.1M |
| 2023 | 38,324 | $235.8M | $4.3M | $17.6M |
| 2022 | 36,109 | $215.0M | $3.8M | $16.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $1,114,693 | — | $1,114,693 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $59,708 | — | $59,708 |
| BARNES & THORNBURG LLP | ATTORNEY/LEGAL | $39,045 | — | $39,045 |
| COOK STREET CONSULTING, INC | INVESTMENT ADVISOR | $30,750 | — | $30,750 |
| BKD, LLP | ACCOUNTANT/AUDITOR | $20,738 | — | $20,738 |
| MILLIMAN, INC. | INVESTMENT ADVISOR | $10,250 | — | $10,250 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- STRATEGIC ADVISORS, INC. — ADVISOR
- BARNES & THORNBURG LLP — ATTORNEY/LEGAL
- COOK STREET CONSULTING, INC — INVESTMENT ADVISOR
- BKD, LLP — ACCOUNTANT/AUDITOR
- MILLIMAN, INC. — INVESTMENT ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,275,184
- Estimated Expense Ratio: 0.487% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,275,184 | $59,708 | $600 | $20,738 | — |
| 2023 | $1,131,330 | $101,125 | — | $26,775 | — |
| 2022 | $874,754 | $46,927 | — | — | — |