Plan Snapshot
- Plan Sponsor: Westguard Insurance Company
- Sponsor EIN: 061678760
- Sponsor Address: 39 PUBLIC SQUARE, BOX AH, WILKES-BARRE, PA, 18703
- Plan Type: 401(k)
- Total Participants: 1,456
- Total Assets: $112.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,456 | $112.0M | $3.3M | $5.3M |
| 2023 | 1,371 | $98.0M | $2.8M | $4.4M |
| 2022 | 1,309 | $81.9M | $4.9M | $3.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPFINANCIAL PARTNERS LLC | NONE | $65,564 | — | $65,564 |
| T ROWE PRICE RPS INC | NONE | $28,024 | — | $28,024 |
| KRONICK KALADA BERDY AND CO | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- KRONICK KALADA BERDY AND CO — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $93,588
- Estimated Expense Ratio: 0.084% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $96,828 | $65,564 | — | — | — |
| 2023 | $92,799 | $63,654 | — | $2,835 | — |
| 2022 | $81,970 | $61,800 | — | — | — |