Plan Snapshot
- Plan Sponsor: Western Refinery Services, INC.
- Sponsor EIN: 911473401
- Sponsor Address: 2380 GRANDVIEW ROAD, FERNDALE, WA, 98248
- Plan Type: 401(k)
- Total Participants: 195
- Total Assets: $13.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 195 | $13.1M | $377,477 | $904,750 |
| 2023 | 212 | $10.6M | $349,501 | $818,858 |
| 2022 | 207 | $8.9M | $325,999 | $787,401 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERICAN NORTHWEST ADVISORY SERVICE | NONE | $44,247 | — | $44,247 |
| AMERICAN NORTHWEST RPS | NONE | $14,533 | — | $14,533 |
| LARSON GROSS ASSURANCE, PLLC | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $58,780
- Estimated Expense Ratio: 0.447% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $64,885 | $44,245 | — | — | — |
| 2023 | $56,846 | $38,872 | — | — | — |
| 2022 | $56,139 | $37,599 | — | — | — |