Plan Snapshot
- Plan Sponsor: Western Nephrology & Metabolic Bone Disease, P.C.
- Sponsor EIN: 841460205
- Sponsor Address: 4891 INDEPENDENCE STREET SUITE 120, WHEAT RIDGE, CO, 80033
- Plan Type: 401(k)
- Total Participants: 103
- Total Assets: $32.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 103 | $32.6M | $500,973 | $810,799 |
| 2023 | 102 | $30.6M | $508,115 | $847,828 |
| 2022 | 87 | $24.8M | $468,700 | $792,301 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $37,184 | — | $37,184 |
| COOK STREET CONSULTING INC | INVESTMENT ADVISOR | $15,000 | — | $15,000 |
| BROCK AND COMPANY CPAS PC | AUDITOR | $12,734 | — | $12,734 |
| BROCK AND COMPANY, CPAS, P.C. | Auditor | $12,734 | — | $12,734 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $11,976 | — | $11,976 |
| MORGAN STANLEY CAPITAL MANAGEMENT I | INVESTMENT ADVISOR | $7,500 | — | $7,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BROCK AND COMPANY, CPAS, P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $97,128
- Estimated Expense Ratio: 0.298% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $84,394 | $34,476 | — | $12,734 | — |
| 2023 | $80,624 | $37,399 | — | $9,295 | — |
| 2022 | $74,325 | $41,369 | $32,033 | — | $923 |